Share Draft (Checking) Accounts
This is an interest bearing account with dividends that accrue daily and pay monthly on the last day of each month. There is no monthly service charge if a daily minimum balance of $500 is maintained; otherwise the monthly fee is $5.00
Debit MasterCard is free and checks are available for a small charge.
24-hour telephone teller
Online Bill Pay
Mobile Account Access/Bill Pay
Share (Savings) Accounts
From regular savings accounts to CDs, our comprehensive options help strengthen your financial future – short and long term. By creating savings and building on investments, you can face the future with confidence and financial security. Let us help you get started!
This is your “core” membership account. Your only requirement is to maintain a $ 25.00 balance in this account at all times to remain a member of Third Coast Federal Credit Union.
The Dividend Rate and Annual Percentage Yield (APY) may change at any time based on current economic conditions.
You will receive a quarterly statement on this account, or you can save paper, and help the environment by signing up for E-statements.
The Special Savings accounts are designed for you to save for a special purpose – a new home, new baby, special vacation … You decide! Withdrawals from this account are limited to two per year. More than two withdrawals results in a fee.
The Dividend Rate and Annual Percentage Yield (APY) may change at any time.
Your statement on this account will be mailed with your regular Savings statement, or you can save paper – and help the environment – by signing up for e-statements.
Certificate of Deposit (CDs)
A comprehensive certificate of deposit program. Attractive and competitive rates with minimum term requirements permitted by the statutes, and reasonable minimum deposit requirements. Choose your term investments periods from 90 days, 180 days or one year.
Individual Retirement Accounts
Individual Retirement Accounts are available as Traditional, ROTH, Coverdell (Education). Save for your retirement! We offer IRA Savings to maximize the return on your investment.
Your Debit MasterCard (Debit Card) is linked to your checking account for convenience of POS (Point of Sale) purchases and ATM usage. All purchases are deducted directly from your checking account. You have the option of using your Debit MasterCard either as debit transaction with your exclusive PIN (Personal Identification Number), or as a credit transaction with your signature – anywhere the MasterCard logo appears.
We encourage our members to use the signature-based MasterCard credit option for protection from fraud.
Remember – if you are planning to travel out of the country or to another state(s) for a period of time and use your Debit MasterCard, contact Third Coast Federal Credit Union Member Services to let us know, and we can ensure that your foreign transactions are not blocked.
Contact Member Services at 361-814-3463 for specific details regarding specific daily monetary limits, service charges, and usage.
MasterCard Credit Card
You are able to make payments, view transactions, balances, and statements on your credit card at: GoToMyCard.com
A FREE service available to the entire credit union membership. Check your account balances, view paid checks, transaction history, transfer funds to/from savings, checking accounts, or make your loan payment.
Skip A Pay
Members may skip loan payments during December. The due date will move forward one month. In order to participate in the skip-a-pay program, the member must be current on their loans before payments can be skipped. No skip payments will be permitted in the first 90 days of loan origination.